Tata AIG Wellsurance Executive

Invest In Tax Saving Mutual Funds Online

Download Tax Saving Mutual Fund Application Forms

Buy Gold Mutual Funds

Call 0 94 8300 8300 (India)

Tata AIG Wellsurance Executive

	Objective			This policy aims to provide insurance coverage to all family members and the sum insured for each member can be chosen by the policyholder.
Suited for			Any individual between 18 to 65 years of age can buy this policy as an add-on to a basic health insurance.
What does it do?			It is a fixed benefit policy and comes in three variants- Classic, Supreme and Elite. Classic is the lowest variant offering low sum insured and Elite is the top most variant. This policy covers hospitalisation expenses, surgeries, 9 critical illnesses and post hospitalisation expenses. Each benefit is fixed at the amount stated in policy document. The policy will pay the specified lump sum if a claim is made.
Pros			Cover for postoperative physiotherapy and kidney dialysis is useful. This policy can be bought online and allows lifelong renewal. Premium paid towards this policy is deductible under Section 80D of the Income Tax Act.
Our View			The policy will pay a fixed benefit as stated in the policy statement.Though it offers wide coverage, it is not a substitute for basic health policy. This is a critical illness plan offering hospitalisation and other benefits as add-ons. This policy can be bought as an add-on to a basic health insurance to enhance the scope of coverage. A critical illness policy is a must for those who with a family history of any such illness.
Eligibility
Entry Age (years)
Minimum		18
Maximum		65
Maximum Policy Renewal Age (years)		Life long renewal
Coverage Type		Individual
Policy Term (years)		1
Sum Insured (Rs)
Maximum		As stated in the policy document
Minimum		As stated in the policy document
Grace Period for Policy Renewal		15 days
Policy Termination		Insurer may cancel the policy by providing a 15 days prior notice. Insured person may also cancel the policy at any time. Insurer will refund a proportionate premium as stated in the policy document
Customer Service
Address		Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
Mail to		customersupport@tata-aig.com
Call to		1800-266-7780
SMS		TAG to 5616181

 

	Scope of Cover
		Plan Options
		Classic		Supreme		Elite
Hospitalisation benefits
Hospital Cash (up to 90 daysfor room rent, boarding, etc)		2000 per day		3000 per day		4000 per day
ICU Benefit (upto 15 days)		3000 per day		4500 per day		6000 per day
Nursing andPhysicians Visit		750 per day		1000 per day		1250 per day
Investigation -MRI		2500		3500		3500
Investigation u0096 CT Scan orDoppler study		1250		1750		1750
Investigation u0096 Lab Test,X-ray or ECG		350		500		750
Anesthetist's fees		2500		5000		7500
Physiotherapy - while hospital confined upto 30 days		750 per day		1000 per day		1250 per day
Ambulance charges		2000		2000		2000
Convalescence benefit(payable after 5 continuous days of hospitalisation		1500		2500		4000
Major and minor surgeries		covered upto a certain sum as stated in the policy document
Post Hospitalisation- outpatient expenses
Post operative physiotherapy minimum 2 visits		3500		5000		7000
Chemotherapy/Radiation u0096 min. 3 visits		150000		250000		300000
Kidney Dialysis		150000		200000		250000
Critical Illnesses
Cancer / First Heart Attack/ Stroke / Kidney Failure / Coma / Total Blindness / Permanent Paralysis of limbs / Multiple Sclerosis / Major burns		3 lakh		5 lakh		7.5 lakh
Other benefits
Health and Wellness Offers		policyholder will receive discounts at select gyms, spas, skin care and weight management centres
Wellsurance Health Perks		Privileged customers get discounts on selected health check up packages at network hospital

 

	Exclusions and Waiting Period
Pre-existing diseases		covered after 48 months of continuous policy renewal
No claim period		90 days from inception of the policy or 120 days for major surgeries
Waiting period		90 days from inception of the policy
Survival period		insured person needs to survive for a minimum of 30 days starting from the day of contracting any of the covered critical illness

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund